What Payment Options Does PayPal Merchant Account Allow?

PayPal is a well-established online payment service that has been around since 1998. It’s known for its ease of use and security, so it’s no surprise that more than 100 million active PayPal merchant account users around the world trust the platform to make their online purchases. When you sign up as a merchant with PayPal, you get access to an extremely powerful toolkit for managing your business. You can create multiple accounts and even charge different customer groups differently based on their membership status or previous activity. For example, you could have one set of prices for new customers and another set of prices for repeat customers who spend over $200 per year with your business—all without charging them extra! With all these options at hand, it’s easy to see why so many business owners choose PayPal for their payment processing needs:

PayPal Accepts All Major Credit Cards

PayPal accepts all major credit cards, including Visa, MasterCard and American Express. If you’re a business that needs to accept payments online but doesn’t want to deal with complicated merchant accounts or complex processing fees, PayPal is a great option.

PayPal also accepts debit cards and prepaid cards (with the exception of American Express). This makes it easy for customers who don’t have credit cards or who prefer not to use them online since they can just use their bank account or prepaid balance instead.

Finally, PayPal allows users with verified accounts in good standing to make transfers from their bank accounts directly into their PayPal account–a feature that most other processors do not offer!

MasterCard and VISA Checkout

MasterCard and VISA Checkout are two of the most popular payment options for online merchants. These payment methods allow customers to pay with a credit card, without having to enter their financial information each time they make a purchase.

MasterCard and VISA Checkout are available for both US and international merchants.

Both MasterCard and VISA Checkout are available in all PayPal business accounts, including Express Checkout, Website Payments Pro (now part of PayPal) or Virtual Terminal.

Discover Card

Discover is the first major credit card company to offer a cash back program. In addition to earning rewards on your purchases, you can also use your Discover card as a withdrawal method for PayPal Business Payments.

Discover’s cash back program offers up to 5% cash back on purchases from select merchants and 1% cash back on all other purchases.

American Express Serve

American Express Serve is a reloadable prepaid card that can be used as a payment method on your website and in person, as well as to pay bills online and withdraw cash from ATMs.

It’s important to note that American Express Serve isn’t accepted everywhere–you’ll need to check with the merchant before accepting this option.

Alipay and WeChat Pay

Alipay and WeChat Pay are two of the most popular payment options in China. Alipay is a mobile payment platform that allows users to make online purchases with their phones, while WeChat Pay allows them to purchase physical goods in person using their phone’s camera. Both services are based on QR codes, which you can read more about here.

Both Alipay and WeChat Pay were developed by tech giants Alibaba Group and Tencent Holdings respectively–two companies that have become household names in China over the last decade thanks largely to these apps’ popularity among consumers there (Alibaba was even named “China’s Most Valuable Global Brand” by Forbes last year).

Apple Pay, Samsung Pay and PayPal Here Contactless Payments

Apple Pay, Samsung Pay and PayPal Here Contactless Payments are all contactless payments. These transactions are fast and secure because they use a card or device to tap on a terminal instead of swiping it.

With a merchant account from PayPal, you can integrate these payment options into your online store.

With a merchant account from PayPal, you can integrate these payment options into your online store. You can use them to accept payments from customers and pay for things online or offline.

Also read: Payment Options Does PayPal Allow


PayPal is the most popular payment processor in the world, and it’s easy to see why. With so many different ways to pay and an extensive network of merchants, you can be confident that your customers will have no problem paying for their orders with PayPal. If you have any questions about how these options work or want more information on how they could benefit your business, contact us today!

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